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APPRAISAL SERVICES
AdaMark Jewelers and Silversmiths offers 4 types of appraisals:
Insurance Jewelry Appraisals | Estimate to Replace Appraisals | Estate Appraisals | Verbal Appraisals
We Appraise and Value the following items:
Gold, Silver, Platinum Jewelry
Vintage and Estate Jewelry
Sterling Silver
Holloware
Flatware
Loose and Mounted Diamonds & Gemstones
Crystal
China
Coins
Heirlooms
Watches
Bullion
Silver Plated, Brass, Copper & Pewter
Collectible Items
Appraisals are extremely important in order to protect you and your investments. To cover the full value of your fine jewelry and items, you must have an appraisal for each piece. You must schedule it with your insurance company under a separate policy *scheduling" or an attachment to your home owner's or renter's policy.
Appraisals are also used to determine the value and authenticity of your items for Insurance, estate, tax purposes, divorce settlements, donations and loans. We will provide each client with two certified copies - one for your insurance company and one for your records.
INFORMATION
BRING IN YOUR ITEMS!
When you come in, please be sure to bring everything you'd like appraised. We must actually see all items, since we are certifying that we have inspected them.
If you have any certification reports such as "GIA Lab", or "EGL"
Or and documentation such as original receipt or previous appraisals
Please Bring These items With You!
These help with actual types, sizes and numbers
Quantity discounts are available.
INSURANCE NOTE
In order to protect your fine jewelry, silver, estate items, diamonds, crystal, china and collectibles your insurance companies requires an additional rider on your existing policy. These riders are considered "Scheduled Property", and additional premiums may be applied. There is a listed value your insurance company will pay for unscheduled items. Check your individual policy. The listed value on your appraisal(s) is used to set a ceiling on the amount that the insurance underwriter will spend up to replace or duplicate your jewelry or item. The value for claims purposes will be determined at the time of loss. Your detailed appraisal will ensure that the replacement is of equal quality to your original items.
WHAT WE RECCOMMEND
Appraisals over three (3) years old should be re-appraised, because values have changed. Gold, silver and gems have gone up.
If loss does occur, insurance is limited to your stated value listed on the appraisal. The company may tell you are under insured, even if you have guaranteed replacement on your home owners. These items are scheduled to a specific amount only, that is what you are paying for. Please remember that even though you may have these policies, you are not covered for loss or damage unless you have your jewelry appraised and scheduled separately and submitted to your insurance company.